{"id":193961,"date":"2022-12-20T23:30:00","date_gmt":"2022-12-20T22:30:00","guid":{"rendered":"https:\/\/www.freedomtravel.se\/?p=193961"},"modified":"2025-12-31T12:12:56","modified_gmt":"2025-12-31T11:12:56","slug":"verkligheten-nar-det-galler-att-ta-semesterlan","status":"publish","type":"post","link":"https:\/\/www.freedomtravel.se\/en\/2022\/12\/verkligheten-nar-det-galler-att-ta-semesterlan\/","title":{"rendered":"The reality of taking a holiday loan"},"content":{"rendered":"<h3 class=\"wp-block-heading has-text-align-left\" id=\"h-skribent-samarbetspartner\">Writer: Co-operation partner<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You may start dreaming of a family holiday or a weekend getaway with friends as COVID-19 vaccinations become more widely available and people get more used to travelling. <\/p><div class=\"sharethis-buttons\"><div class=\"st-custom-button\" data-network=\"twitter\"><img decoding=\"async\" src=\"https:\/\/platform-cdn.sharethis.com\/img\/twitter.svg\"><span class=\"label\">Tweet<\/span><\/div><div class=\"st-custom-button\" data-network=\"facebook\"><img decoding=\"async\" src=\"https:\/\/platform-cdn.sharethis.com\/img\/facebook.svg\"><span class=\"label\">Share<\/span><\/div><div class=\"st-custom-button\" data-network=\"linkedin\"><img decoding=\"async\" src=\"https:\/\/platform-cdn.sharethis.com\/img\/linkedin.svg\"><span class=\"label\">Share<\/span><\/div><div class=\"st-custom-button\" data-network=\"pinterest\"><img decoding=\"async\" src=\"https:\/\/platform-cdn.sharethis.com\/img\/pinterest.svg\"><span class=\"label\">Pin<\/span><\/div><div class=\"st-custom-button\" data-network=\"reddit\"><img decoding=\"async\" src=\"https:\/\/platform-cdn.sharethis.com\/img\/reddit.svg\"><span class=\"label\">Share<\/span><\/div><div class=\"st-custom-button\" data-network=\"digg\"><img decoding=\"async\" src=\"https:\/\/platform-cdn.sharethis.com\/img\/digg.svg\"><span class=\"label\">Share<\/span><\/div><\/div>\n\n\n\n<!--more-->\n\n\n\n<p class=\"wp-block-paragraph\">Loans for holidays can be used to pay for everything from accommodation and meals to travelling expenses as you can <a href=\"https:\/\/lanapengardirekt.nu\/jamfor\/\" target=\"_blank\" rel=\"noreferrer noopener\">compare loans<\/a>. However, the reality of these loans is more depressing. Not only do holiday loans have the potential for high interest rates and fees, but they also have a long-term need for monthly payments.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6ac7be3009655\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6ac7be3009655\" checked aria-label=\"toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.freedomtravel.se\/en\/2022\/12\/verkligheten-nar-det-galler-att-ta-semesterlan\/#Hur_fungerar_semesterlan\" >How do holiday loans work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.freedomtravel.se\/en\/2022\/12\/verkligheten-nar-det-galler-att-ta-semesterlan\/#Hur_fungerar_reselan\" >How do travel loans work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.freedomtravel.se\/en\/2022\/12\/verkligheten-nar-det-galler-att-ta-semesterlan\/#Vem_bor_overvaga_ett_semesterlan\" >Who should consider a holiday loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.freedomtravel.se\/en\/2022\/12\/verkligheten-nar-det-galler-att-ta-semesterlan\/#Prenumerera_pa_vart_nyhetsbrev\" >Subscribe to our newsletter<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-hur-fungerar-semesterlan\"><span class=\"ez-toc-section\" id=\"Hur_fungerar_semesterlan\"><\/span>How do holiday loans work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A personal loan for travel is called a holiday loan. You can use the profits from most personal loans to pay for travel-related expenses, including accommodation, rental cars and other transport costs, even if the lender does not specifically market the loan as a holiday loan. <\/p><div class=\"freed-grupp-i-blogginlagg freed-entity-placement\" id=\"freed-2336231088\"><div class=\"freed-adlabel\">Advertisement<\/div><div id=\"freed-slider-88752\" class=\"custom-slider freed-slider-342592148 freed-slider\"><ul><li><div id=\"freed-4023113172\" class=\"method-missing not-front type-post not-theme-page\"><a data-no-instant=\"1\" href=\"https:\/\/www.ullbadden.se\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"ullbadden_588x158_feb_2026\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/02\/ullbadden_588x158_feb_2026-1.jpg\" alt=\"\"  srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/02\/ullbadden_588x158_feb_2026-1.jpg 588w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/02\/ullbadden_588x158_feb_2026-1-300x81.jpg 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/02\/ullbadden_588x158_feb_2026-1-224x60.jpg 224w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/02\/ullbadden_588x158_feb_2026-1-18x5.jpg 18w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/02\/ullbadden_588x158_feb_2026-1-433x116.jpg 433w\" sizes=\"(max-width: 588px) 100vw, 588px\" width=\"588\" height=\"158\"   \/><\/a><\/div><\/li><li><div id=\"freed-64843199\" class=\"method-missing not-front type-post not-theme-page\"><a data-no-instant=\"1\" href=\"https:\/\/se.sun-living.com\/vans\/v-serien\" rel=\"noopener\" class=\"a2t-link\" aria-label=\"New Sunlife\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/Nya-Sunliv.gif\" alt=\"\"  width=\"588\" height=\"158\"   \/><\/a><\/div><\/li><\/ul><\/div><script>( window.advanced_ads_ready || jQuery( document ).ready ).call( null, function() {var $freedslider342592148 = jQuery( \".freed-slider-342592148\" );$freedslider342592148.on( \"unslider.ready\", function() { jQuery( \"div.custom-slider ul li\" ).css( \"display\", \"block\" ); });$freedslider342592148.unslider({ delay:4000, autoplay:true, nav:false, arrows:false, infinite:true });$freedslider342592148.on(\"mouseover\", function() {$freedslider342592148.unslider(\"stop\");}).on(\"mouseout\", function() {$freedslider342592148.unslider(\"start\");});});<\/script><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Since holiday loans are often unsecured, you don't need to provide any collateral. This means that compared to alternatives like credit cards with 0 %, interest rates can be higher and terms less favourable.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-hur-fungerar-reselan\"><span class=\"ez-toc-section\" id=\"Hur_fungerar_reselan\"><\/span>How do travel loans work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Even if the lender does not offer loans specifically for holidays, most holiday loans work in the same way as other personal loans. Depending on the lender, loan amounts can range from $1,000 to $100,000. Lenders may offer shorter or longer repayment periods, although terms typically range from two to seven years.<\/p><div class=\"freed-grupp-i-blogginlagg-2 freed-entity-placement\" id=\"freed-3024880233\"><div class=\"freed-adlabel\">Advertisement<\/div><div id=\"freed-slider-88753\" class=\"custom-slider freed-slider-697065507 freed-slider\"><ul><li><div id=\"freed-2393787860\" class=\"method-missing not-front type-post not-theme-page\"><a data-no-instant=\"1\" href=\"https:\/\/www.elmia.se\/husvagn\/for-besokare\/biljetter\/?utm_source=freedomtravel&#038;utm_medium=banner&#038;utm_campaign=elmiahusvagn_kop_biljett_mars-sep\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"ElmiaHusvagnHusbil_2026_FREEDOMtravel_vi_ses_2027_588x158\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2025\/09\/ElmiaHusvagnHusbil_2026_FREEDOMtravel_vi_ses_2027_588x158.jpg\" alt=\"\"  srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2025\/09\/ElmiaHusvagnHusbil_2026_FREEDOMtravel_vi_ses_2027_588x158.jpg 588w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2025\/09\/ElmiaHusvagnHusbil_2026_FREEDOMtravel_vi_ses_2027_588x158-300x81.jpg 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2025\/09\/ElmiaHusvagnHusbil_2026_FREEDOMtravel_vi_ses_2027_588x158-224x60.jpg 224w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2025\/09\/ElmiaHusvagnHusbil_2026_FREEDOMtravel_vi_ses_2027_588x158-18x5.jpg 18w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2025\/09\/ElmiaHusvagnHusbil_2026_FREEDOMtravel_vi_ses_2027_588x158-433x116.jpg 433w\" sizes=\"(max-width: 588px) 100vw, 588px\" width=\"588\" height=\"158\"   \/><\/a><\/div><\/li><li><div id=\"freed-391541920\" class=\"method-missing not-front type-post not-theme-page\"><a data-no-instant=\"1\" href=\"https:\/\/husbilslandet.com\/i-lager?amount=-1&#038;vehicle_type=camper&#038;price=219000%2C8874149&#038;y=2005%2C2027&#038;weight=1000%2C18000&#038;rea=true\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"Demo sale (588 x 158 px)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/Demoutforsaljning-588-x-158-px-.jpg\" alt=\"\"  srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/Demoutforsaljning-588-x-158-px-.jpg 588w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/Demoutforsaljning-588-x-158-px--300x81.jpg 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/Demoutforsaljning-588-x-158-px--224x60.jpg 224w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/Demoutforsaljning-588-x-158-px--18x5.jpg 18w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/Demoutforsaljning-588-x-158-px--433x116.jpg 433w\" sizes=\"(max-width: 588px) 100vw, 588px\" width=\"588\" height=\"158\"   \/><\/a><\/div><\/li><li><div id=\"freed-2529064514\" class=\"method-missing not-front type-post not-theme-page\"><a data-no-instant=\"1\" href=\"https:\/\/store.alko-tech.com\/anhaengerkupplungen-fuer-reisemobile\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"AL-KO towbar 2026\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/AL-KO-dragkrok-2026-.png\" alt=\"\"  srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/AL-KO-dragkrok-2026-.png 588w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/AL-KO-dragkrok-2026--300x81.png 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/AL-KO-dragkrok-2026--224x60.png 224w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/AL-KO-dragkrok-2026--18x5.png 18w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/AL-KO-dragkrok-2026--433x116.png 433w\" sizes=\"(max-width: 588px) 100vw, 588px\" width=\"588\" height=\"158\"   \/><\/a><\/div><\/li><\/ul><\/div><script>( window.advanced_ads_ready || jQuery( document ).ready ).call( null, function() {var $freedslider697065507 = jQuery( \".freed-slider-697065507\" );$freedslider697065507.on( \"unslider.ready\", function() { jQuery( \"div.custom-slider ul li\" ).css( \"display\", \"block\" ); });$freedslider697065507.unslider({ delay:4000, autoplay:true, nav:false, arrows:false, infinite:true });$freedslider697065507.on(\"mouseover\", function() {$freedslider697065507.unslider(\"stop\");}).on(\"mouseout\", function() {$freedslider697065507.unslider(\"start\");});});<\/script><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Like the fees, interest rates vary by lender but are generally determined by your creditworthiness, income and other factors. Interest rates usually range from 5 % to 36 %, with the lowest rates going to the applicants with the best credit rating. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, interest rates on holiday loans may be higher than interest rates on secured loans, even if they are lower than interest rates on credit cards.<\/p><div class=\"freed-grupp-stora-banner freed-entity-placement\" id=\"freed-1973807040\"><div class=\"freed-adlabel\">Advertisement<\/div><div id=\"freed-1628603059\" class=\"method-missing not-front type-post not-theme-page\"><a data-no-instant=\"1\" href=\"https:\/\/firstcamp.se\/bra-att-veta\/incheckning-efter-stangning?utm_source=display&#038;utm_medium=Freedom-Travel&#038;utm_campaign=Freedom-Travel-sommar-2026\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"Dropin_freedom_travel_588x280_SE_final\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/06\/Dropin_freedom_travel_588x280_SE_final.jpg\" alt=\"\"  srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/06\/Dropin_freedom_travel_588x280_SE_final.jpg 588w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/06\/Dropin_freedom_travel_588x280_SE_final-300x143.jpg 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/06\/Dropin_freedom_travel_588x280_SE_final-224x107.jpg 224w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/06\/Dropin_freedom_travel_588x280_SE_final-18x9.jpg 18w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/06\/Dropin_freedom_travel_588x280_SE_final-433x206.jpg 433w\" sizes=\"(max-width: 588px) 100vw, 588px\" width=\"588\" height=\"280\"   \/><\/a><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-vem-bor-overvaga-ett-semesterlan\"><span class=\"ez-toc-section\" id=\"Vem_bor_overvaga_ett_semesterlan\"><\/span>Who should consider a holiday loan?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Travel costs can be financed and paid for using a holiday loan. But doing so means paying interest throughout the duration of the loan, which increases the overall cost of the trip. Defaulting on a holiday loan can lower your credit rating and make it more difficult for you to get a loan in the future. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Because of these factors, it is often not worth going into debt to finance a holiday. However, if you have to travel for work or an emergency and need money to pay for plane tickets, accommodation or other costs, a loan may be your only choice. When offered the chance to go on holiday, some people also consider that a holiday loan is worth taking.<\/p><div class=\"freed-grupp-stora-banners-i-blogginlagg-2 freed-entity-placement\" id=\"freed-594842802\"><div class=\"freed-adlabel\">Advertisement<\/div><div id=\"freed-1018758609\" class=\"method-missing not-front type-post not-theme-page\"><a data-no-instant=\"1\" href=\"https:\/\/wifi.se\/produkt\/hybrid-traveller-portabel-5g-router-med-backup-batteri-i-over-6-timmar-usb\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"freedom\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2025\/09\/freedom.gif\" alt=\"\"  width=\"588\" height=\"288\"   \/><\/a><\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Borrowers can use personal loans to get money when they need it and then spread out the fixed payments over time. This means you don't have to pay your holiday costs in advance, but you do have to pay interest on any loans you take out.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Credit card users usually pay 15 % for ongoing accounts and 18 % for new offers. You may be able to borrow money with a holiday loan at a lower rate depending on your creditworthiness and other variables. <\/p><div class=\"freed-placering-11 freed-entity-placement\" style=\"text-align: center;\" id=\"freed-1109143570\"><div class=\"freed-adlabel\">Advertisement<\/div><div id=\"freed-slider-88783\" class=\"custom-slider freed-slider-791115772 freed-slider\"><ul><li><div id=\"freed-1350010928\" class=\"method-missing not-front type-post not-theme-page\"><a data-no-instant=\"1\" href=\"https:\/\/husvagnsbranschen.se\/medlemmar\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"HRF new xl 2026-9\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/03\/HRF-nya-xl-2026-9.jpg\" alt=\"\"  srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/03\/HRF-nya-xl-2026-9.jpg 588w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/03\/HRF-nya-xl-2026-9-300x300.jpg 300w, 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href=\"https:\/\/protect.checkpoint.com\/v2\/r02\/___https:\/www.kabe.se\/se\/nyheter\/kabe-roadshow-2026\/___.YzJlOmthYmU6YzpvOmVkZTIyYjJkNTMxZTZkZjM1YWVhOTViM2NkZTIxMzBlOjc6NDMyYTozYTBkNmIzNGEyZDExNmUyY2ZhYWU3MGNkNzExYmE4ZDUzNjRmYzI5NjgwOTNhNTk5MmZlZDQ2ZTVlNTA3NmVkOmg6VDpO\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"oaddtrip Kabe\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/03\/oaddtrip-Kabe.jpg\" alt=\"\"  srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/03\/oaddtrip-Kabe.jpg 588w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/03\/oaddtrip-Kabe-300x300.jpg 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/03\/oaddtrip-Kabe-150x150.jpg 150w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/03\/oaddtrip-Kabe-224x224.jpg 224w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/03\/oaddtrip-Kabe-12x12.jpg 12w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/03\/oaddtrip-Kabe-325x325.jpg 325w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/03\/oaddtrip-Kabe-520x520.jpg 520w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/03\/oaddtrip-Kabe-320x320.jpg 320w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/03\/oaddtrip-Kabe-100x100.jpg 100w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/03\/oaddtrip-Kabe-120x120.jpg 120w\" sizes=\"(max-width: 588px) 100vw, 588px\" width=\"588\" height=\"588\"   \/><\/a><\/div><\/li><li><div id=\"freed-3704909831\" class=\"method-missing not-front type-post not-theme-page\"><a data-no-instant=\"1\" href=\"https:\/\/www.unityline.se\/erbjudande\/erbjudande-for-individuella\/polsca-hosterbjudande\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"polsca_grafika_jesienna_propozycje_588x588pxfreedomtravel\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/polsca_grafika_jesienna_propozycje_588x588pxfreedomtravel.jpg\" alt=\"\"  srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/polsca_grafika_jesienna_propozycje_588x588pxfreedomtravel.jpg 588w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/polsca_grafika_jesienna_propozycje_588x588pxfreedomtravel-300x300.jpg 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/polsca_grafika_jesienna_propozycje_588x588pxfreedomtravel-150x150.jpg 150w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/polsca_grafika_jesienna_propozycje_588x588pxfreedomtravel-224x224.jpg 224w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/polsca_grafika_jesienna_propozycje_588x588pxfreedomtravel-12x12.jpg 12w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/polsca_grafika_jesienna_propozycje_588x588pxfreedomtravel-325x325.jpg 325w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/polsca_grafika_jesienna_propozycje_588x588pxfreedomtravel-520x520.jpg 520w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/polsca_grafika_jesienna_propozycje_588x588pxfreedomtravel-320x320.jpg 320w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/polsca_grafika_jesienna_propozycje_588x588pxfreedomtravel-100x100.jpg 100w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/polsca_grafika_jesienna_propozycje_588x588pxfreedomtravel-120x120.jpg 120w\" sizes=\"(max-width: 588px) 100vw, 588px\" width=\"588\" height=\"588\"   \/><\/a><\/div><\/li><\/ul><\/div><script>( window.advanced_ads_ready || jQuery( document ).ready ).call( null, function() {var $freedslider791115772 = jQuery( \".freed-slider-791115772\" );$freedslider791115772.on( \"unslider.ready\", function() { jQuery( \"div.custom-slider ul li\" ).css( \"display\", \"block\" ); });$freedslider791115772.unslider({ delay:4000, 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For example, a $10,000 holiday loan with an interest rate of 12 % and a period of 36 months would result in interest payments totalling $1,957.15 for the borrower.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/beach-g3ffaaad2d_1280.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"685\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/beach-g3ffaaad2d_1280-1024x685.jpg\" alt=\"\" class=\"wp-image-193967\" srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/beach-g3ffaaad2d_1280-1024x685.jpg 1024w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/beach-g3ffaaad2d_1280-300x201.jpg 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/beach-g3ffaaad2d_1280-768x514.jpg 768w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/beach-g3ffaaad2d_1280-18x12.jpg 18w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/beach-g3ffaaad2d_1280-433x290.jpg 433w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/beach-g3ffaaad2d_1280-600x402.jpg 600w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/beach-g3ffaaad2d_1280.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n<div id=\"freed-3093073467\" class=\"hide-label freed-after-content_2 freed-entity-placement method-missing not-front type-post not-theme-page\"><div class=\"freed-adlabel\">Advertisement<\/div><form method=\"post\" id=\"ft_newsletter_subscribe\" action=\"https:\/\/www.freedomtravel.se\/en\/2022\/12\/verkligheten-nar-det-galler-att-ta-semesterlan\/\" class=\"ft-newsletter\" data-ajax-url=\"https:\/\/www.freedomtravel.se\/wp-admin\/admin-ajax.php\" data-trp-original-action=\"https:\/\/www.freedomtravel.se\/en\/2022\/12\/verkligheten-nar-det-galler-att-ta-semesterlan\/\">\n<input type=\"hidden\" name=\"stage\" value=\"subscribe\" \/>\n<h2><span class=\"ez-toc-section\" id=\"Prenumerera_pa_vart_nyhetsbrev\"><\/span>Subscribe to our newsletter<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"form-field\" data-missing=\"This field is required.\" data-invalid=\"Please enter a valid email address.\">\n<label for=\"ft_newsletter_email\">Email address<\/label>\n<input id=\"ft_newsletter_email\" name=\"ft_newsletter_email\" type=\"email\" value=\"\" placeholder=\"Enter your email address\" aria-required=\"true\" \/>\n<\/p>\n<input class=\"signup button newsletter-meta-button\" type=\"submit\"  name=\"subscribe\" value=\"Subscribe\">\n<div style=\"position: absolute; left: -4200px;\" aria-hidden=\"true\" class=\"ft-newsletter-protect\"><input type=\"text\" name=\"98d0b92c63fae1c39c28d2024aa82be8e0ab74fe\" tabindex=\"-1\" value=\"\"><\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form><\/div><div id=\"freed-2754641964\" class=\"hide-label freed-after-content_3 freed-entity-placement method-missing not-front type-post not-theme-page\" style=\"margin-top: 30px;margin-bottom: 35px;\"><div class=\"freed-adlabel\">Advertisement<\/div><a data-no-instant=\"1\" href=\"https:\/\/www.freedomtravel.se\/en\/\" rel=\"noopener\" class=\"a2t-link\" aria-label=\"FREEDOMtravel Exit\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel.png\" alt=\"FREEDOMtravel Avslut\"  srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel.png 1200w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel-300x100.png 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel-1024x341.png 1024w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel-768x256.png 768w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel-224x75.png 224w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel-600x200.png 600w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel-18x6.png 18w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel-433x144.png 433w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" width=\"1200\" height=\"400\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Skribent: Samarbetspartner Du kan b\u00f6rja dr\u00f6mma om en semesterresa med familjen eller en weekendresa med kompisarna n\u00e4r covid-19-vaccinationerna blir mer allm\u00e4nt tillg\u00e4ngliga och folk blir mer vana vid att resa. 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