{"id":53100,"date":"2017-08-06T06:00:59","date_gmt":"2017-08-06T04:00:59","guid":{"rendered":"http:\/\/www.freedomtravel.se\/?p=53100"},"modified":"2026-01-03T16:15:03","modified_gmt":"2026-01-03T15:15:03","slug":"sa-anvander-du-kort-och-kontanter-utomlands","status":"publish","type":"post","link":"https:\/\/www.freedomtravel.se\/en\/2017\/08\/sa-anvander-du-kort-och-kontanter-utomlands\/","title":{"rendered":"How to use cards and cash abroad"},"content":{"rendered":"<h3 class=\"wp-block-heading has-text-align-left\" id=\"h-skribent-helena-bergstrom\">Writer: Helena Bergstr\u00f6m<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Is it easier to pay by card or cash abroad? What should you consider when paying by card... and should you exchange cash before travelling or not? These types of questions are fairly common in various travel forums, so we thought we'd set the record straight and share our thoughts.<\/p><div class=\"sharethis-buttons\"><div class=\"st-custom-button\" data-network=\"twitter\"><img decoding=\"async\" src=\"https:\/\/platform-cdn.sharethis.com\/img\/twitter.svg\"><span class=\"label\">Tweet<\/span><\/div><div class=\"st-custom-button\" data-network=\"facebook\"><img decoding=\"async\" src=\"https:\/\/platform-cdn.sharethis.com\/img\/facebook.svg\"><span class=\"label\">Share<\/span><\/div><div class=\"st-custom-button\" data-network=\"linkedin\"><img decoding=\"async\" src=\"https:\/\/platform-cdn.sharethis.com\/img\/linkedin.svg\"><span class=\"label\">Share<\/span><\/div><div class=\"st-custom-button\" data-network=\"pinterest\"><img decoding=\"async\" src=\"https:\/\/platform-cdn.sharethis.com\/img\/pinterest.svg\"><span class=\"label\">Pin<\/span><\/div><div class=\"st-custom-button\" data-network=\"reddit\"><img decoding=\"async\" src=\"https:\/\/platform-cdn.sharethis.com\/img\/reddit.svg\"><span class=\"label\">Share<\/span><\/div><div class=\"st-custom-button\" data-network=\"digg\"><img decoding=\"async\" src=\"https:\/\/platform-cdn.sharethis.com\/img\/digg.svg\"><span class=\"label\">Share<\/span><\/div><\/div>\n\n\n\n<!--more-->\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6ac776dbc98b7\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6ac776dbc98b7\" checked aria-label=\"toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.freedomtravel.se\/en\/2017\/08\/sa-anvander-du-kort-och-kontanter-utomlands\/#Kan_jag_anvanda_mitt_kort_utomlands\" >Can I use my card abroad?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.freedomtravel.se\/en\/2017\/08\/sa-anvander-du-kort-och-kontanter-utomlands\/#Kostar_det_pengar_att_anvanda_kortet_utomlands\" >Does it cost money to use the card abroad?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.freedomtravel.se\/en\/2017\/08\/sa-anvander-du-kort-och-kontanter-utomlands\/#Bor_jag_vaxla_till_mig_kontanter_innan_resan\" >Should I exchange cash before travelling?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.freedomtravel.se\/en\/2017\/08\/sa-anvander-du-kort-och-kontanter-utomlands\/#Hur_minskar_jag_risken_for_ran_och_skimning\" >How do I reduce the risk of robbery and skimming?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.freedomtravel.se\/en\/2017\/08\/sa-anvander-du-kort-och-kontanter-utomlands\/#Vara_varsta_penga-upplevelser_pa_resande_fot\" >Our worst money experiences while travelling<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.freedomtravel.se\/en\/2017\/08\/sa-anvander-du-kort-och-kontanter-utomlands\/#Fler_tips\" >More tips?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.freedomtravel.se\/en\/2017\/08\/sa-anvander-du-kort-och-kontanter-utomlands\/#Prenumerera_pa_vart_nyhetsbrev\" >Subscribe to our newsletter<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-kan-jag-anvanda-mitt-kort-utomlands\"><span class=\"ez-toc-section\" id=\"Kan_jag_anvanda_mitt_kort_utomlands\"><\/span>Can I use my card abroad?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Today, card payments work in many parts of the world, although not always to the same extent as in Sweden. In some countries, cards may only be accepted in fine hotels and restaurants and in larger retail chains. If you are in a large city, it is usually relatively easy to find an ATM to withdraw money, but in the countryside and small villages it can be difficult.<\/p>\n\n\n\n<figure class=\"wp-block-image alignnone\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"585\" src=\"http:\/\/www.freedomtravel.se\/wp-content\/uploads\/kreditkort.jpg\" alt=\"kreditkort\" class=\"wp-image-53104\" srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/kreditkort.jpg 960w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/kreditkort-600x366.jpg 600w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/kreditkort-300x183.jpg 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/kreditkort-768x468.jpg 768w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><figcaption class=\"wp-element-caption\">Photo: Pixabay<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-kostar-det-pengar-att-anvanda-kortet-utomlands\"><span class=\"ez-toc-section\" id=\"Kostar_det_pengar_att_anvanda_kortet_utomlands\"><\/span>Does it cost money to use the card abroad?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Charges may apply when you use your card abroad. When you pay by card, you may have to choose whether to pay the amount in Swedish kronor (SEK) or in the local currency of the country. <strong>Always choose the country's local currency<\/strong>! The companies have a free hand in setting the exchange rate, so it will probably be more expensive if you choose to pay in Swedish kronor.<\/p><div class=\"freed-grupp-i-blogginlagg freed-entity-placement\" id=\"freed-2533917649\"><div class=\"freed-adlabel\">Advertisement<\/div><div id=\"freed-slider-88752\" class=\"custom-slider freed-slider-2221983573 freed-slider\"><ul><li><div id=\"freed-3861894255\" class=\"method-missing not-front type-post not-theme-page\"><a data-no-instant=\"1\" href=\"https:\/\/www.ullbadden.se\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"ullbadden_588x158_feb_2026\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/02\/ullbadden_588x158_feb_2026-1.jpg\" alt=\"\"  srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/02\/ullbadden_588x158_feb_2026-1.jpg 588w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/02\/ullbadden_588x158_feb_2026-1-300x81.jpg 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/02\/ullbadden_588x158_feb_2026-1-224x60.jpg 224w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/02\/ullbadden_588x158_feb_2026-1-18x5.jpg 18w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/02\/ullbadden_588x158_feb_2026-1-433x116.jpg 433w\" sizes=\"(max-width: 588px) 100vw, 588px\" width=\"588\" height=\"158\"   \/><\/a><\/div><\/li><li><div id=\"freed-2747229767\" class=\"method-missing not-front type-post not-theme-page\"><a data-no-instant=\"1\" href=\"https:\/\/se.sun-living.com\/vans\/v-serien\" rel=\"noopener\" class=\"a2t-link\" aria-label=\"New Sunlife\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/Nya-Sunliv.gif\" alt=\"\"  width=\"588\" height=\"158\"   \/><\/a><\/div><\/li><\/ul><\/div><script>( window.advanced_ads_ready || jQuery( document ).ready ).call( null, function() {var $freedslider2221983573 = jQuery( \".freed-slider-2221983573\" );$freedslider2221983573.on( \"unslider.ready\", function() { jQuery( \"div.custom-slider ul li\" ).css( \"display\", \"block\" ); });$freedslider2221983573.unslider({ delay:4000, autoplay:true, nav:false, arrows:false, infinite:true });$freedslider2221983573.on(\"mouseover\", function() {$freedslider2221983573.unslider(\"stop\");}).on(\"mouseout\", function() {$freedslider2221983573.unslider(\"start\");});});<\/script><\/div>\n\n\n\n<figure class=\"wp-block-image alignnone\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"558\" src=\"http:\/\/www.freedomtravel.se\/wp-content\/uploads\/Betala-med-kort.jpg\" alt=\"Betala med kort\" class=\"wp-image-53107\" srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Betala-med-kort.jpg 960w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Betala-med-kort-600x349.jpg 600w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Betala-med-kort-300x174.jpg 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Betala-med-kort-768x446.jpg 768w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><figcaption class=\"wp-element-caption\">Getting it right with cards and cash abroad, photo: Pixabay<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bor-jag-vaxla-till-mig-kontanter-innan-resan\"><span class=\"ez-toc-section\" id=\"Bor_jag_vaxla_till_mig_kontanter_innan_resan\"><\/span>Should I exchange cash before travelling?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Although there may be a fee for using your card abroad, there is no benefit to exchanging cash before travelling. The cost of using your card abroad depends on the issuing bank but (according to the Visa Europe FX consumer cost analysis report) is almost always lower than exchanging money at exchange offices in cities and airports.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, if you think you will need cash when you arrive, it can be useful to exchange a small amount in advance. Check the FOREX website for more information on currencies in different countries.<\/p><div class=\"freed-grupp-i-blogginlagg-2 freed-entity-placement\" id=\"freed-1947164276\"><div class=\"freed-adlabel\">Advertisement<\/div><div id=\"freed-slider-88753\" class=\"custom-slider freed-slider-3884361011 freed-slider\"><ul><li><div id=\"freed-15627994\" class=\"method-missing not-front type-post not-theme-page\"><a data-no-instant=\"1\" href=\"https:\/\/www.elmia.se\/husvagn\/for-besokare\/biljetter\/?utm_source=freedomtravel&#038;utm_medium=banner&#038;utm_campaign=elmiahusvagn_kop_biljett_mars-sep\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"ElmiaHusvagnHusbil_2026_FREEDOMtravel_vi_ses_2027_588x158\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2025\/09\/ElmiaHusvagnHusbil_2026_FREEDOMtravel_vi_ses_2027_588x158.jpg\" alt=\"\"  srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2025\/09\/ElmiaHusvagnHusbil_2026_FREEDOMtravel_vi_ses_2027_588x158.jpg 588w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2025\/09\/ElmiaHusvagnHusbil_2026_FREEDOMtravel_vi_ses_2027_588x158-300x81.jpg 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2025\/09\/ElmiaHusvagnHusbil_2026_FREEDOMtravel_vi_ses_2027_588x158-224x60.jpg 224w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2025\/09\/ElmiaHusvagnHusbil_2026_FREEDOMtravel_vi_ses_2027_588x158-18x5.jpg 18w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2025\/09\/ElmiaHusvagnHusbil_2026_FREEDOMtravel_vi_ses_2027_588x158-433x116.jpg 433w\" sizes=\"(max-width: 588px) 100vw, 588px\" width=\"588\" height=\"158\"   \/><\/a><\/div><\/li><li><div id=\"freed-3503832227\" class=\"method-missing not-front type-post not-theme-page\"><a data-no-instant=\"1\" href=\"https:\/\/husbilslandet.com\/i-lager?amount=-1&#038;vehicle_type=camper&#038;price=219000%2C8874149&#038;y=2005%2C2027&#038;weight=1000%2C18000&#038;rea=true\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"Demo sale (588 x 158 px)\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/Demoutforsaljning-588-x-158-px-.jpg\" alt=\"\"  srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/Demoutforsaljning-588-x-158-px-.jpg 588w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/Demoutforsaljning-588-x-158-px--300x81.jpg 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/Demoutforsaljning-588-x-158-px--224x60.jpg 224w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/Demoutforsaljning-588-x-158-px--18x5.jpg 18w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/Demoutforsaljning-588-x-158-px--433x116.jpg 433w\" sizes=\"(max-width: 588px) 100vw, 588px\" width=\"588\" height=\"158\"   \/><\/a><\/div><\/li><li><div id=\"freed-1741153989\" class=\"method-missing not-front type-post not-theme-page\"><a data-no-instant=\"1\" href=\"https:\/\/store.alko-tech.com\/anhaengerkupplungen-fuer-reisemobile\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"AL-KO towbar 2026\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/AL-KO-dragkrok-2026-.png\" alt=\"\"  srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/AL-KO-dragkrok-2026-.png 588w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/AL-KO-dragkrok-2026--300x81.png 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/AL-KO-dragkrok-2026--224x60.png 224w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/AL-KO-dragkrok-2026--18x5.png 18w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/09\/AL-KO-dragkrok-2026--433x116.png 433w\" sizes=\"(max-width: 588px) 100vw, 588px\" width=\"588\" height=\"158\"   \/><\/a><\/div><\/li><\/ul><\/div><script>( window.advanced_ads_ready || jQuery( document ).ready ).call( null, function() {var $freedslider3884361011 = jQuery( \".freed-slider-3884361011\" );$freedslider3884361011.on( \"unslider.ready\", function() { jQuery( \"div.custom-slider ul li\" ).css( \"display\", \"block\" ); });$freedslider3884361011.unslider({ delay:4000, autoplay:true, nav:false, arrows:false, infinite:true });$freedslider3884361011.on(\"mouseover\", function() {$freedslider3884361011.unslider(\"stop\");}).on(\"mouseout\", function() {$freedslider3884361011.unslider(\"start\");});});<\/script><\/div>\n\n\n\n<figure class=\"wp-block-image alignnone\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"542\" src=\"http:\/\/www.freedomtravel.se\/wp-content\/uploads\/pengar.jpg\" alt=\"pengar\" class=\"wp-image-53105\" srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/pengar.jpg 960w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/pengar-600x339.jpg 600w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/pengar-300x169.jpg 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/pengar-768x434.jpg 768w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-hur-minskar-jag-risken-for-ran-och-skimning\"><span class=\"ez-toc-section\" id=\"Hur_minskar_jag_risken_for_ran_och_skimning\"><\/span>How do I reduce the risk of robbery and skimming?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Of course, you can never fully protect yourself against crime, but you can significantly reduce the risk. You can also make sure you have a good backup in case of an accident. Here are some tips:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Keep your card locked for international payments when you are not abroad and keep it locked for online purchases when you are not shopping online.<\/li>\n\n\n\n<li>Use a credit card, or a card that you don't have too much money on. Bring equipment so that you can transfer more money as you go along.<\/li>\n\n\n\n<li>Be careful with the code - make sure nobody sees you enter it and never keep it near the card.<\/li>\n\n\n\n<li>Make sure you know where the blocking number is, so you can quickly block the card if you lose it.<\/li>\n\n\n\n<li>Carry more than one card when travelling and keep them in different places. This is good in case one is stolen, but an extra card is also good if one fails.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image alignnone\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"574\" src=\"http:\/\/www.freedomtravel.se\/wp-content\/uploads\/bankomat.jpg\" alt=\"Att anv\u00e4nda kort och kontanter utomlands\" class=\"wp-image-53111\" srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/bankomat.jpg 960w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/bankomat-600x359.jpg 600w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/bankomat-300x179.jpg 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/bankomat-768x459.jpg 768w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><figcaption class=\"wp-element-caption\">Sometimes it is difficult to know what to do with cards and cash abroad.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-vara-varsta-penga-upplevelser-pa-resande-fot\"><span class=\"ez-toc-section\" id=\"Vara_varsta_penga-upplevelser_pa_resande_fot\"><\/span>Our worst money experiences while travelling<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">We have travelled a lot, in more than 45 countries on five different continents. So what have we been through? Seriously, not much!<\/p><div class=\"freed-grupp-stora-banner freed-entity-placement\" id=\"freed-2417785787\"><div class=\"freed-adlabel\">Advertisement<\/div><div id=\"freed-3619432459\" class=\"method-missing not-front type-post not-theme-page\"><a data-no-instant=\"1\" href=\"https:\/\/firstcamp.se\/bra-att-veta\/incheckning-efter-stangning?utm_source=display&#038;utm_medium=Freedom-Travel&#038;utm_campaign=Freedom-Travel-sommar-2026\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"Dropin_freedom_travel_588x280_SE_final\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/06\/Dropin_freedom_travel_588x280_SE_final.jpg\" alt=\"\"  srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/06\/Dropin_freedom_travel_588x280_SE_final.jpg 588w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/06\/Dropin_freedom_travel_588x280_SE_final-300x143.jpg 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/06\/Dropin_freedom_travel_588x280_SE_final-224x107.jpg 224w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/06\/Dropin_freedom_travel_588x280_SE_final-18x9.jpg 18w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2026\/06\/Dropin_freedom_travel_588x280_SE_final-433x206.jpg 433w\" sizes=\"(max-width: 588px) 100vw, 588px\" width=\"588\" height=\"280\"   \/><\/a><\/div><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>In Zanzibar in 2007\/2008 we realised too late that there were only <strong>a single cash machine<\/strong> on the entire island, and it was a very long car journey to get there.<\/li>\n\n\n\n<li>In Yalta, Ukraine, in 2008, we were unable to withdraw from an ATM. Instead, we had to go to the bank where we were able to withdraw <strong>cash in thick bundles<\/strong> wrapped in brown paper.<\/li>\n\n\n\n<li>In Malta in 2017, Peter thought that he <strong>lost your credit card<\/strong> and we had to immobilise it. The next day it was found in a car we had travelled in ...<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image alignnone\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"674\" src=\"http:\/\/www.freedomtravel.se\/wp-content\/uploads\/SSM12762-3.jpg\" alt=\"Zanzibar\" class=\"wp-image-50704\" srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/SSM12762-3.jpg 1200w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/SSM12762-3-600x337.jpg 600w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/SSM12762-3-300x169.jpg 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/SSM12762-3-768x431.jpg 768w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/SSM12762-3-1024x575.jpg 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">Zanzibar is lovely - but ATMs are scarce<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-fler-tips\"><span class=\"ez-toc-section\" id=\"Fler_tips\"><\/span>More tips?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In addition to knowing how to manage your money while travelling, it is of course good to keep track of your own finances. It's always best to save up for the trip before you leave, and if you need to borrow money for any reason, it's important to check the conditions. The company&nbsp;<a href=\"https:\/\/www.sambla.se\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sambla<\/a>&nbsp;has an online service where you can compare offers from banks and lenders free of charge.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Please also read our article&nbsp;<a href=\"http:\/\/www.freedomtravel.se\/en\/2016\/06\/sa-far-du-rad-att-resa\/\" target=\"_blank\" rel=\"noreferrer noopener\">How to afford to travel - follow these 10 steps if you want to travel (more)<\/a>. What are your best tips for managing money, cards and finances while travelling? Have you experienced anything interesting (or unpleasant) regarding money while travelling?<\/p><div class=\"freed-grupp-stora-banners-i-blogginlagg-2 freed-entity-placement\" id=\"freed-3812641655\"><div class=\"freed-adlabel\">Advertisement<\/div><div id=\"freed-2478891150\" class=\"method-missing not-front type-post not-theme-page\"><a data-no-instant=\"1\" href=\"https:\/\/wifi.se\/produkt\/hybrid-traveller-portabel-5g-router-med-backup-batteri-i-over-6-timmar-usb\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"freedom\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2025\/09\/freedom.gif\" alt=\"\"  width=\"588\" height=\"288\"   \/><\/a><\/div><\/div>\n\n\n\n<figure class=\"wp-block-image alignnone\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"582\" src=\"http:\/\/www.freedomtravel.se\/wp-content\/uploads\/pengar-pengar.jpg\" alt=\"pengar p\u00e5 resan\" class=\"wp-image-53121\" srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/pengar-pengar.jpg 960w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/pengar-pengar-600x364.jpg 600w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/pengar-pengar-300x182.jpg 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/pengar-pengar-768x466.jpg 768w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><figcaption class=\"wp-element-caption\">Sometimes you need cash abroad<\/figcaption><\/figure>\n<div id=\"freed-3287117352\" class=\"hide-label freed-after-content_2 freed-entity-placement method-missing not-front type-post not-theme-page\"><div class=\"freed-adlabel\">Advertisement<\/div><form method=\"post\" id=\"ft_newsletter_subscribe\" action=\"https:\/\/www.freedomtravel.se\/en\/2017\/08\/sa-anvander-du-kort-och-kontanter-utomlands\/\" class=\"ft-newsletter\" data-ajax-url=\"https:\/\/www.freedomtravel.se\/wp-admin\/admin-ajax.php\" data-trp-original-action=\"https:\/\/www.freedomtravel.se\/en\/2017\/08\/sa-anvander-du-kort-och-kontanter-utomlands\/\">\n<input type=\"hidden\" name=\"stage\" value=\"subscribe\" \/>\n<h2><span class=\"ez-toc-section\" id=\"Prenumerera_pa_vart_nyhetsbrev\"><\/span>Subscribe to our newsletter<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"form-field\" data-missing=\"This field is required.\" data-invalid=\"Please enter a valid email address.\">\n<label for=\"ft_newsletter_email\">Email address<\/label>\n<input id=\"ft_newsletter_email\" name=\"ft_newsletter_email\" type=\"email\" value=\"\" placeholder=\"Enter your email address\" aria-required=\"true\" \/>\n<\/p>\n<input class=\"signup button newsletter-meta-button\" type=\"submit\"  name=\"subscribe\" value=\"Subscribe\">\n<div style=\"position: absolute; left: -4200px;\" aria-hidden=\"true\" class=\"ft-newsletter-protect\"><input type=\"text\" name=\"98d0b92c63fae1c39c28d2024aa82be8e0ab74fe\" tabindex=\"-1\" value=\"\"><\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form><\/div><div id=\"freed-357948087\" class=\"hide-label freed-after-content_3 freed-entity-placement method-missing not-front type-post not-theme-page\" style=\"margin-top: 30px;margin-bottom: 35px;\"><div class=\"freed-adlabel\">Advertisement<\/div><a data-no-instant=\"1\" href=\"https:\/\/www.freedomtravel.se\/en\/\" rel=\"noopener\" class=\"a2t-link\" aria-label=\"FREEDOMtravel Exit\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel.png\" alt=\"FREEDOMtravel Avslut\"  srcset=\"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel.png 1200w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel-300x100.png 300w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel-1024x341.png 1024w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel-768x256.png 768w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel-224x75.png 224w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel-600x200.png 600w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel-18x6.png 18w, https:\/\/www.freedomtravel.se\/wp-content\/uploads\/2020\/11\/FREEDOMtravel-433x144.png 433w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" width=\"1200\" height=\"400\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Skribent: Helena Bergstr\u00f6m \u00c4r det smidigast att betala med kort eller kontanter utomlands? Vad ska man t\u00e4nka p\u00e5 n\u00e4r man betalar med kort &#8230; och ska man v\u00e4xla till sig kontanter innan resan eller inte? Den h\u00e4r typen av fr\u00e5gor \u00e4r relativt vanliga i olika typer av reseforum, s\u00e5 vi t\u00e4nkte reda ut lite fakta [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":53110,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_monsterinsights_skip_tracking":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[86],"tags":[38,88921,50],"class_list":["post-53100","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reseinspiration","tag-ekonomi","tag-planera-och-packa","tag-sakerhet","has-featured-image"],"uagb_featured_image_src":{"full":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter.jpg",1200,677,false],"thumbnail":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter-150x150.jpg",150,150,true],"medium":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter-300x169.jpg",300,169,true],"medium_large":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter-768x433.jpg",700,395,true],"large":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter-1024x578.jpg",700,395,true],"influencer":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter.jpg",224,126,false],"1536x1536":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter.jpg",1200,677,false],"2048x2048":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter.jpg",1200,677,false],"trp-custom-language-flag":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter.jpg",18,10,false],"startpage_08":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter.jpg",433,244,false],"popular_product":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter.jpg",520,293,false],"startpage_camping_08":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter.jpg",433,244,false],"campervan_food":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter.jpg",588,332,false],"post-thumbnail":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter.jpg",1200,677,false],"woocommerce_thumbnail":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter-320x320.jpg",320,320,true],"woocommerce_single":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter-600x339.jpg",600,339,true],"woocommerce_gallery_thumbnail":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter-100x100.jpg",100,100,true],"yarpp-thumbnail":["https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter.jpg",120,68,false]},"uagb_author_info":{"display_name":"Helena","author_link":"https:\/\/www.freedomtravel.se\/en\/author\/admin\/"},"uagb_comment_info":34,"uagb_excerpt":"Skribent: Helena Bergstr\u00f6m \u00c4r det smidigast att betala med kort eller kontanter utomlands? Vad ska man t\u00e4nka p\u00e5 n\u00e4r man betalar med kort &#8230; och ska man v\u00e4xla till sig kontanter innan resan eller inte? Den h\u00e4r typen av fr\u00e5gor \u00e4r relativt vanliga i olika typer av reseforum, s\u00e5 vi t\u00e4nkte reda ut lite fakta&hellip;","jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/www.freedomtravel.se\/wp-content\/uploads\/Kort-eller-kontanter.jpg","_links":{"self":[{"href":"https:\/\/www.freedomtravel.se\/en\/wp-json\/wp\/v2\/posts\/53100","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.freedomtravel.se\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.freedomtravel.se\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.freedomtravel.se\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freedomtravel.se\/en\/wp-json\/wp\/v2\/comments?post=53100"}],"version-history":[{"count":0,"href":"https:\/\/www.freedomtravel.se\/en\/wp-json\/wp\/v2\/posts\/53100\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.freedomtravel.se\/en\/wp-json\/wp\/v2\/media\/53110"}],"wp:attachment":[{"href":"https:\/\/www.freedomtravel.se\/en\/wp-json\/wp\/v2\/media?parent=53100"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.freedomtravel.se\/en\/wp-json\/wp\/v2\/categories?post=53100"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.freedomtravel.se\/en\/wp-json\/wp\/v2\/tags?post=53100"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}